Important Disclaimer - Financial Planning Services

Past performance does not guarantee future results.

All financial planning involves risk and individual circumstances vary significantly. Outcomes cannot be guaranteed.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on this site.

This disclaimer governs your use of our website and sets out the limitations of our liability in connection with your use of this website and the services offered through it.

No Professional Advisory Relationship

The content on this website does not constitute professional financial advice and should not be relied upon for making financial decisions. No advisory relationship is formed between you and lythonarivo through your use of this website or the information contained herein.

You should always seek independent professional advice before making any financial decisions based on information found on this website or discussed during consultations.

Information Accuracy and Currency

While we strive to ensure the information on our website is current and accurate, financial markets and regulations change rapidly. We cannot guarantee that all information is up-to-date or error-free at all times.

  • Information may become outdated without notice
  • Regulatory changes may affect the relevance of content
  • Market conditions can render previous analysis less applicable

Limitation of Liability

To the maximum extent permitted by Australian law, lythonarivo and its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or services.

We specifically disclaim liability for:

  • Any financial losses resulting from decisions made based on website content
  • Interruption or suspension of services due to technical issues
  • Errors or omissions in the information provided
  • Any damages arising from third-party content or links

External Links and Third-Party Content

Our website may contain links to external websites and third-party content for your convenience and information. We do not endorse or take responsibility for the content, privacy policies, or practices of these external sites.

Use of external links is entirely at your own risk and we recommend reviewing their terms and privacy policies before proceeding.

Individual Results and Outcomes

Individual results may vary significantly based on personal circumstances, market conditions, and adherence to planning recommendations.

We make no guarantees regarding specific financial outcomes, returns, or improvements to your financial situation. Success depends on many factors beyond our control.

User Indemnification

By using this website and our services, you agree to indemnify and hold harmless lythonarivo from any claims, losses, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

This disclaimer and your use of this website are governed by Australian law, specifically the laws of the state or territory where our principal place of business is located.

Please note that financial regulations may vary between Australian states and territories.:

Some provisions may be subject to local regulatory requirements in your jurisdiction within Australia.

Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of Australian courts.

Copyright and Intellectual Property

All content, materials, and intellectual property on this website are owned by lythonarivo or used under licence. Unauthorised reproduction or distribution is prohibited and may result in legal action.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable or invalid under Australian law, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website. Your continued use constitutes acceptance of any modifications.

Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

If you do not agree with any part of this disclaimer, you must discontinue use of our website immediately.

Contact Information

If you have questions about this disclaimer or need clarification on any provisions, please contact us using the details below

lythonarivo

Level 12, 180 Collins Street, Melbourne VIC 3000

Email: contact@lythonarivo.com

Phone: +61 83 912 680

This disclaimer was last updated on August 15, 2025